Is Pet Health Insurance Right For My Pet? by Russ Fleederman

Have you ever pondered the question "should I buy my pet health insurance?" Many people talk about how important their pets are to them but never do anything to ensure they stay healthy. They don't think about their pet's health until their pet is injured or sick. Your pet's health is important!

Do you ever wonder why we as owners take good care of our pets when we first get them but somehow forget as they age? Usually cats and dogs are healthy when they are young, but as they grow into their later years of life they encounter more problems. This is why it is so important to take your pet to the vet for routine checkups and vaccinations. Many times a veterinarian will be able to diagnose a problem while it's in the beginning stages. Usually, a pet owner won't know anything is wrong until their pet displays unusual symptoms, sometimes at that point it's too late. Keep in mind that your pet can't tell you when they are sick, so if you see your cat or dog displaying irregular behavior that may mean something is not right.

When it comes to whether or not you should purchase pet health insurance, it all depends on whether or not you are an owner who is willing to go to extreme measures to save your pet. If you are that type of owner, health coverage may be an option you want to consider. With all the advancement in medical treatment options, costs of medical procedures has gone up. If your dog or cat is diagnosed with cancer and needs to go through radiation, this therapy could cost you $1,000-$5,000. There are diagnostic devices such as MRIs that can uncover issues that in the past weren't detectable.

Dog medical policies are similar to human policies in that they both have caps on pay out, co-payments, and deductibles. Most insurers do not cover hereditary disorders or any pre-existing conditions your pet may have. But one supplier who will is Embrace Pet Insurance.

When determining if a pet health coverage plan is right for your pet, you have to ask yourself, "How much will I spend if an extensive medical procedure is needed?" If you would do anything it takes to save your pet's life and you know that you don't have the means to cover such a procedure, purchasing a health coverage plan could be a great option for you. However, if you decide that you want to purchase a health policy, be sure that you compare plans and see which one is right for you and your pet. Don't be ashamed to ask questions if the policies details aren't clear. If you need advice on purchasing a plan, your pet's doctor should be able to advise you on the matter.